Latest news

Keep up to date with the latest going-ons in the world of contracting, umbrella, tax and financing.

Essential Guide to SIPPs

The ii Personal Pension (SIPP) empowers you with flexible investing, tax-efficient contributions, and expert-managed options, plus up to £3,000 cashback for new customers transferring or depositing £20,000 or more by 28 February 2026. ...

Sam Stanhope
03 Feb 2026 4 min read

Bank of England cuts the Base rate – What it Means for Contractor Workers

The Bank of England’s 0.25% base rate cut could improve mortgage affordability for contractors, but understanding how lenders assess your income remains key to unlocking your true borrowing power. ...

Sam Stanhope
29 Dec 2025 1 min read

April 2026 Tax Liability Changes: What Contractors Need to Know

From April 2026, new tax liability rules will increase supply chain accountability, making it essential for contractors to work through fully compliant umbrella companies. ...

Sam Stanhope
29 Dec 2025 5 min read

Autumn Budget 2025: How the New Changes Impact Contractors

The Autumn Budget 2025 introduces key tax and financial changes that will affect take home pay, pensions and overall costs for contractor workers operating through umbrella companies. ...

Sam Stanhope
26 Nov 2025 5 min read

Mortgage rates remain below 4%

With the Bank of England holding the base rate at 4%, there are still competitive mortgage deals available - and our partner Cleerly helps contractors take full advantage. By working with high street lenders and tailoring income calculations, Cleerly makes securing a mortgage simple, even in a chall ...

Sam Stanhope
24 Sep 2025 3 min read

Choose insurance that does Right By You

We highlights why contractor insurance is essential for protecting against risks such as client claims, financial loss, and professional errors, while also boosting credibility and peace of mind. Partnering with Kingsbridge, Umbrella.co.uk offers access to specialist, competitively priced insurance ...

Sam Stanhope
15 Sep 2025 5 min read

Tackling Non-Compliance: What New Legislation Means for the Umbrella Company Market

New legislation outlined in the Draft Finance Bill 2026 will introduce tougher compliance rules for umbrella companies, aiming to eliminate bad actors from the market and protect workers, while ensuring that ethical providers like Umbrella.co.uk can continue to support contractors with confidence. ...

Sam Stanhope
22 Jul 2025 4 min read

The Role of Umbrella Companies in IR35 Compliance

This article explains how umbrella companies support contractor compliance with IR35 legislation, highlighting the advantages of choosing a PAYE model through a trusted provider like Umbrella.co.uk. ...

Sam Stanhope
21 Jul 2025 5 min read

Major Umbrella Company Legislation Coming July 21st, 2025

The Draft Finance Bill 2026 proposes major changes to umbrella company regulation, aiming to increase transparency, protect workers’ rights, and clamp down on tax non-compliance across the supply chain. ...

Sam Stanhope
18 Jul 2025 5 min read

Your Rights as a Contractor: Holiday Pay, Sick Pay, and More

Discover the employment rights available to umbrella company contractors in 2025, including holiday pay, sick pay, pensions, and parental leave. ...

Sm Stanhope
18 Jun 2025 5 min read

How to Handle Gaps Between Contracts

Discover how to make the most of contract gaps with practical tips on finances, job searching, mental wellbeing, and contractor support from Umbrella.co.uk. ...

Sam Stanhope
13 Jun 2025 5 min read

Pension Planning for Contractors in 2025

A complete guide to pension planning for umbrella and limited company contractors in 2025, including salary sacrifice, tax relief, and expert support from our partner, interactive investor (ii). ...

Sam Stanhope
09 Jun 2025 5 min read

Helpful Guidance for Those Starting Out in Contracting

Your complete guide to navigating the world of contracting in the UK.
...

Sam Stanhope
05 Jun 2025 5 min read

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