Latest news

Keep up to date with the latest going-ons in the world of contracting, umbrella, tax and financing.

Mortgage rates remain below 4%

With the Bank of England holding the base rate at 4%, there are still competitive mortgage deals available - and our partner Cleerly helps contractors take full advantage. By working with high street lenders and tailoring income calculations, Cleerly makes securing a mortgage simple, even in a chall ...

Sam Stanhope
24 Sep 2025 3 min read

Choose insurance that does Right By You

We highlights why contractor insurance is essential for protecting against risks such as client claims, financial loss, and professional errors, while also boosting credibility and peace of mind. Partnering with Kingsbridge, Umbrella.co.uk offers access to specialist, competitively priced insurance ...

Sam Stanhope
15 Sep 2025 5 min read

Tackling Non-Compliance: What New Legislation Means for the Umbrella Company Market

New legislation outlined in the Draft Finance Bill 2026 will introduce tougher compliance rules for umbrella companies, aiming to eliminate bad actors from the market and protect workers, while ensuring that ethical providers like Umbrella.co.uk can continue to support contractors with confidence. ...

Sam Stanhope
22 Jul 2025 4 min read

The Role of Umbrella Companies in IR35 Compliance

This article explains how umbrella companies support contractor compliance with IR35 legislation, highlighting the advantages of choosing a PAYE model through a trusted provider like Umbrella.co.uk. ...

Sam Stanhope
21 Jul 2025 5 min read

Major Umbrella Company Legislation Coming July 21st, 2025

The Draft Finance Bill 2026 proposes major changes to umbrella company regulation, aiming to increase transparency, protect workers’ rights, and clamp down on tax non-compliance across the supply chain. ...

Sam Stanhope
18 Jul 2025 5 min read

Your Rights as a Contractor: Holiday Pay, Sick Pay, and More

Discover the employment rights available to umbrella company contractors in 2025, including holiday pay, sick pay, pensions, and parental leave. ...

Sm Stanhope
18 Jun 2025 5 min read

How to Handle Gaps Between Contracts

Discover how to make the most of contract gaps with practical tips on finances, job searching, mental wellbeing, and contractor support from Umbrella.co.uk. ...

Sam Stanhope
13 Jun 2025 5 min read

Pension Planning for Contractors in 2025

A complete guide to pension planning for umbrella and limited company contractors in 2025, including salary sacrifice, tax relief, and expert support from our partner, interactive investor (ii). ...

Sam Stanhope
09 Jun 2025 5 min read

Helpful Guidance for Those Starting Out in Contracting

Your complete guide to navigating the world of contracting in the UK.
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Sam Stanhope
05 Jun 2025 5 min read

Top Benefits of Using an Umbrella Company

Discover how umbrella companies simplify contractor work, ensure compliance, and offer peace of mind—plus the unique benefits of working with Umbrella.co.uk.
...

Sam Stanhope
27 May 2025 4 min read

Bank of England Cuts Base Rate To 4.25% – What It Means For Contractor Workers

The Bank of England has cut the base rate to 4.25%, potentially lowering mortgage costs—good news for contractors, especially those on variable rates. Through our partner Cleerly, contractor workers can access specialist mortgage advice and deals tailored to their unique income structures. ...

Sam Stanhope
08 May 2025 2 min read

Key Changes for Contractors Using an Umbrella Company in the 2025 Tax Year

This article details the changes contractors can expect to encounter this new Tax Year. ...

Sam Stanhope
03 Apr 2025 4 min read

Spring Statement 2025: What It Means for UK Contractor Workers

We take a look at what the Government's Spring Statement 2025 means to contractor workers. ...

Sam Stanhope
26 Mar 2025 5 min read

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